Loan against Securities is a loan where you pledge your shares, Mutual Funds or Life Insurance policies as collateral to the bank against your loan amount.
Loan Against Securities are typically offered as an overdraft facility in your account after you have deposited your securities. You can draw money from the account, and you pay interest only on the loan amount you use and for the period you use it.
For example, you are offered a Loan against Shares of Rs 2 lakhs. Let’s say, you draw Rs 50,000 and deposit the amount back in your account in one month. In this case, you are liable to pay interest only for one month on Rs 50,000.
The amount of loan you are eligible for depends on the value of the securities you offer as collateral
If you’re still looking for more benefits, there’s more in store for you. With EMIs starting at Rs. 2187 per lac*, you can enjoy a stress free and affordable repayment process!
No more lengthy applications! Our process is seamless and requires minimal documentation. Pre-approved HDFC Bank customers can get an instant Personal Loan in under 10 seconds with no additional document submissions. Other bank customers can get a Personal Loan in as short a time as 4 hours with minimum document submissions.
After all, our Loan schemes are designed to address diverse financial needs in an easy and convenient manner, making it one of the best Personal Loans in India.
Loan Against Property
Pledge your property to meet your personal or business goals with HDFC Bank’s Loan Against Property.
Apply for Loan Against Property by offering your commercial or residential property as collateral. Get up to 65% of your property’s value, competitive interest rates and customised options with the hassle-free processing on Loan Against Property.
With low EMIs and 3-days* approvals, our Loan Against Property is the ideal solution to meet your immediate financial needs.
Our unique Business Loan come with a host of benefits and are tailormade to meet your unique business needs, no matter how big or small it is. We offer among the best Business Loans in India, with complete transparency and competitive interest rates. Additionally, our Business Loans do not require any security.
Apply for a Business Growth Loan from HDFC Bank and get funds up to Rs 50 lacs, through a fast disbursal within 48 hours*. With this Business Loan, you can also enjoy ahassle free documentation process, withdoorstep service, along with our various unmatched benefits.
What our customers say
I was so thrilled to see the smooth and perfect process of Infinity Finserv Pvt Ltd team; they made my whole loan process so simple that I got the money in 48 hours. And their overall counselling and loan advice was absolutely perfect
When someone referred us to Infinity Finserv Pvt Ltd, I took a second thought; as I was more comfortable in dealing directly with a company, instead of a broker. But today I am thankful that I took my loan through Infinity Finserv Pvt Ltd, I am so happy with their services
Taking a loan is not just a matter of interest rate and sanction amount- but you need future reminders, proper planning and before time foreclosure advice. I am so happy that I took my loan decisions through Infinity Finserv Pvt Ltd. So wonderful!
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